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PCI DSS Compliance

What is PCI compliance and why do I need it?

Securing your customers’ credit card information online is serious business. The Payment Card Industry Data Security Standard (PCI-DSS) came about as a collaboration between Visa, MasterCard, Discover and American Express to develop a single approach to safeguarding sensitive data.

 

Any business that deals with credit card data whether processing, transmitting, or storing it needs to abide by its rules. Your site must be approved and receive a certificate for PCI compliance. The deadline for Tier-1 processors has already passed, and all organizations must comply or pay fines by June 30, 2008. Businesses that are found to be out of compliance could have their credit card transaction privileges completely revoked.

Security = PCI Compliance

Keeping up with the latest standards and frequent mandates for PCI compliance can be difficult and confusing. But while some companies are still trying to get a handle on these rules for the first time, Moonrise can help ensure your e-commerce store is PCI-compliant today.

 

What happens if my site is not up to PCI-DSS standards?

PCI compliance is a condition of your contract with each credit card company. Although at the moment the process is semi-voluntary, there are severe fines and penalties for non-certified vendors in the event of a breach:

  • $500,000 fines per incident if your network carrying consumer information is compromised.
  • As much as $100,000 per incident if you fail to notify credit card companies of probable or actual thefts of customer information.
  • For any infraction, you may be banned from allowing your customers to use credit cards.

How can I make sure my online store is PCI-compliant?

Every part of the credit card processing chain—from the moment customers enter their credit card info to the server where customer data is saved—must meet PCI-compliance requirements. If you are accepting online transactions, this typically includes your Online Storefront, which collects the credit card data from the customer, the Payment Gateway, which processes the credit card to your Merchant Account, and the Hosting server or data center where all of these functions are processed and saved.

 

PCI Assessments & Consulting for Merchants

Moonrise expertise in IT security allows you the comfort of getting into full compliance immediately with little hassle. If we build your e-commerce site, you don’t need to spend a moment thinking about PCI complications. From beginning to end, we provide you with a complete PCI-compliant solution every time.

 

We can help you in these critical areas:

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Moonrise Online Storefront

We don’t put a single line of code online without first building a secure architecture framework to protect sensitive data. That’s an important difference when you choose Moonrise You can expect every feature and each online transaction to work flawlessly and run securely.

 
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Moonrise Merchant Accounts

As part of our services, we’ll help you set up and manage your Merchant Account to process credit cards online. All parties, from the bank to the payment gateway are guaranteed to be PCI-compliant.

 
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Moonrise Web Hosting

Do you know where your vital data is stored? Moonrise hosts your e-commerce site on state-of-the-art servers in our secure, PCI-compliant data center designed specifically for the storage of sensitive information. We constantly upgrade our security equipment (software firewalls, hardware and the building itself) to incorporate the latest security measures.

 
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Moonrise Security Scan Assessment

Visa and other credit card companies recommend that each merchant submits an ROC (Report on Compliance) and undergoes a vulnerability scan. Moonrise subscribes to a leading industry PCI-compliant security certification program. We’ll conduct all the necessary security tests and audits and certify the security of your site. Should a vulnerability be detected, merchants should make corrective modifications immediately

 
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Act today as businesses that are out of compliance may find their credit card transaction privileges completely revoked.

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